Table of Contents
Terms & Conditions
Navigate through our comprehensive terms governing the use of Ethis platform
Legal Status
Terms and Conditions
Welcome to Ethis, Turkey's leading Islamic crowdfunding platform. These Terms and Conditions govern your use of our platform and services, ensuring compliance with both Turkish regulations and Islamic finance principles.
Platform Overview
About Ethis Crowdfunding Platform
Our Mission
To democratize access to Islamic finance by connecting investors with Shariah-compliant business opportunities, fostering ethical investment and entrepreneurship in Turkey.
Regulatory Status
Licensed and regulated by the Capital Markets Board of Turkey (CMB) as a crowdfunding platform operator under Turkish capital markets legislation.
Islamic Compliance
All investment opportunities are reviewed and approved by our independent Shariah Advisory Board to ensure full compliance with Islamic finance principles.
Company Details
Shariah Compliant
All investments comply with Islamic finance principles
Fully Regulated
Licensed by Turkish Capital Markets Board
Secure Platform
Advanced security measures and KYC compliance
User Eligibility & Registration
Investor Eligibility
- Must be at least 18 years old and legally competent
- Turkish citizenship or legal residency status required
- Must qualify as a "qualified investor" under CMB regulations
- Complete KYC verification including identity and financial status documentation
- Acknowledge understanding of investment risks and Islamic finance principles
Entrepreneur/Issuer Requirements
- Must be a legally established Turkish business entity or eligible individual
- Business activities must be Shariah-compliant (no interest, gambling, alcohol, etc.)
- Complete financial disclosures and business plan submission
- Pass our comprehensive due diligence and Shariah compliance review
- Agree to ongoing reporting and transparency obligations
Important Registration Requirements
Registration does not guarantee approval for investment opportunities or fundraising campaigns. All users must complete our verification process and meet ongoing compliance requirements. False information or non-compliance may result in account suspension or termination.
Platform Services & Investment Process
Ethis facilitates connections between qualified investors and Shariah-compliant businesses seeking funding. We provide the platform, due diligence, and ongoing support, but do not provide investment advice.
Investment Opportunities
Browse vetted, Shariah-compliant investment opportunities across various sectors including real estate, trade finance, and ethical business ventures. Each opportunity includes detailed financial information, risk assessments, and Shariah compliance certification.
Due Diligence Services
Our team conducts comprehensive due diligence on all issuers, including financial analysis, legal review, business verification, and Shariah compliance assessment through our independent advisory board.
Transaction Management
Secure handling of all investment transactions, fund transfers, documentation, and ongoing investor communications. All transactions are processed through regulated financial institutions.
Ongoing Monitoring
Continuous monitoring of funded projects, regular reporting to investors, and liaison with issuers to ensure compliance with terms and Shariah principles throughout the investment period.
Investment Risks & Disclaimers
Important Risk Warnings
All investments carry risk, including the potential for total loss of capital. Past performance does not guarantee future results. Islamic finance investments may have different risk profiles than conventional investments.
Key Risk Factors
- Business failure risk - funded businesses may fail
- Liquidity risk - investments may not be easily sellable
- Market risk - economic conditions may affect returns
- Regulatory risk - changes in laws may impact investments
Platform Disclaimers
- We do not provide investment advice or recommendations
- Due diligence does not guarantee investment success
- Investors must make their own investment decisions
- Platform fees apply regardless of investment outcomes
Fees & Charges
Our fee structure is transparent and Shariah-compliant, with no interest-based charges. All fees are disclosed upfront before any transaction.
Investor Fees
Issuer Fees
Shariah Compliance Notice
All fees are structured as service charges (Ujrah) and are compliant with Islamic finance principles. No interest-based fees or penalties are charged. Fee structures are reviewed and approved by our Shariah Advisory Board.
User Obligations & Prohibited Activities
Required Conduct
- Provide accurate and complete information at all times
- Maintain confidentiality of login credentials and account security
- Comply with all applicable Turkish laws and Islamic principles
- Report any suspicious activities or security breaches immediately
- Keep contact information and documentation current
Prohibited Activities
- Using the platform for any illegal, fraudulent, or unethical activities
- Promoting or investing in non-Shariah compliant businesses or activities
- Attempting to circumvent our due diligence or compliance procedures
- Sharing account access or conducting transactions on behalf of others
- Using automated systems or bots to access or interact with the platform
Limitation of Liability
Platform Liability Limitations
Service Provider Role: Ethis acts as an intermediary platform connecting investors and issuers. We do not guarantee investment returns, business success, or the performance of any party using our platform.
Maximum Liability: Our total liability to any user shall not exceed the fees paid by that user to Ethis in the 12 months preceding the claim, subject to Turkish law.
Excluded Damages: We are not liable for indirect, consequential, or speculative damages, including lost profits, business interruption, or investment losses not directly caused by our negligence.
Third Party Actions: We are not responsible for the actions, omissions, or defaults of issuers, investors, payment processors, or other third parties.
Account Termination
User-Initiated Termination
- Submit written termination request to
- Complete all pending transactions before termination
- Account closure processing within 30 business days
- Data retention as required by Turkish regulations
Platform-Initiated Termination
- Breach of terms and conditions or platform policies
- Failure to comply with KYC or regulatory requirements
- Suspected fraudulent or illegal activity
- Extended account inactivity (over 24 months)
Governing Law & Dispute Resolution
Legal Framework
Applicable Law
- Turkish Republic laws and regulations
- Capital Markets Board (CMB) regulations
- Personal Data Protection Law (KVKK)
- Islamic finance principles (Shariah)
Dispute Resolution
- Istanbul Courts have exclusive jurisdiction
- Mediation preferred before litigation
- Consumer arbitration panel available
- Shariah arbitration for Islamic matters